three Reasons to Work With an Independent Insurance Agent When Getting Home Insurance

Homeowners trying to get homeowner insurance are faced with a choice of whether to get homeowner insurance from a captive or independent insurance agent. There are many benefits to getting homeowner insurance from an independent agent. At Gilead Insurance Agency, servicing Michigan and Ohio, we offer all the benefits that come from working with an independent insurance agency.

1. Independent Insurance Agents Can Shop Around

An independent insurance agent offers insurance products from multiple carriers. This means independent insurance agents can shop around to find the best insurance product for their clients. 

2. You Have More Choices When You Use An Independent Insurance Agent

When you use an independent insurance agent, you can choose the best policy from several insurance products. Having choices means that you can choose an insurance product that best meets your needs. It also helps ensure that you get the most for your money. If you’re not satisfied with your homeowner insurance policy, you can always switch later. 

3. Your Independent Insurance Agent Can Act In Your Best Interest

Captive insurance agents have limited insurance products to sell. This means that when a customer comes to them for a policy, the agent will recommend what they have, even if the policy is not a perfect match for what the homeowner wants. The independent insurance agent can shop to find what is closest to the homeowner’s needs.  

Have questions about how an independent insurance agent can help you? Call Gilead Insurance Agency, servicing Ohio and Michigan. We offer insurance products from a range of carriers to meet the needs of our clients.